306-347-2235 Fax: 306-347-2370
1721 Dewdney Ave. E
Regina, SK S4N 4N6

Commercial Property

Commercial Property insurance is designed to help you protect your business.

Coverage is available for physical assets such as buildings and their contents, equipment and inventory, property in transit, as well as business interruption.

Sudden, accidental equipment breakdown could have a serious impact on your business operations. Additional equipment breakdown coverage can help manage costly repairs, replacement and possible loss of income.

Ask us about your options!

Additional Coverages to Consider:
  • Commercial Auto
  • Bonds
  • Commercial General Liability
  • Get An eQuote

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For information purposes only. Actual policy wordings and conditions govern.

Builders Risk

If a building project is damaged and does not have the proper insurance coverage you could lose a significant amount of money, and the project might never be completed.

Builders Risk insurance, also known as "course of construction", is designed to insure buildings or projects against repair or replacement costs while they are under construction and, in some cases, for a specified period afterwards.

In addition to builders risk coverage, wrap-up liability insurance may also be right for you. Wrap-up liability insurance provides liability insurance for a construction project past completion, usually up to 24 months. This coverage offers a uniform deductible and helps avoid disputes in claims involving multiple parties.

Ask us about your options!

Additional Coverages to Consider:
  • Contractor
  • Commercial General Liability
  • Get An eQuote

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For information purposes only. Actual policy wordings and conditions govern.

Contractor

Whether you're a general contractor, sub-contractor or construction tradesperson, contractor insurance helps protect you, your employees, your building materials, your tools and equipment – on the job, in the shop and anywhere in between.

Ask us about your options!

Additional Coverages to Consider:
  • Commercial Auto
  • Bonds
  • Commercial General Liability
  • Builder's Risk
  • Get An eQuote

Get an eQuote

For information purposes only. Actual policy wordings and conditions govern.

Bonds

Guarantee your obligations to suppliers, customers and partners with bonding specific for your needs.

A range of construction and commercial bonding is available to meet performance, licensing, regulatory and financial security requirements.

Ask us about your options!

Additional Coverages to Consider:
  • Contractor
  • Commercial Property
  • Commercial General Liability
  • Builder's Risk
  • Get An eQuote

Get an eQuote

For information purposes only. Actual policy wordings and conditions govern.

Commercial Auto

If you rely on your vehicles to run your business you may need more auto insurance. Commercial auto insurance can protect you from losses and help mitigate costs to your business.

A commercial enterprise is more at risk to experience physical damage from collisions, lose money due to vehicles that are out-of-service, and you could be at risk of being liable for damage to property or personal injury of another person.

You can choose to increase your liability limits, reduce your deductibles and even be covered for damage to unlicensed vehicles or vehicles you don’t own.

Ask us about your options!

Additional Coverages to Consider:
  • Cargo
  • Commercial Property
  • Commercial General Liability
  • Get An eQuote

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For information purposes only. Actual policy wordings and conditions govern.

Cargo

If you're in the business of moving goods, whether they're your own or someone else's, from one place to another you might need extra coverage to protect those goods.

Cargo insurance protects your business if you experience a loss and it protects your customers in the event that you, as a hired carrier, damage their goods.

Broad coverage may be available to provide protection for the actual cash value of the load you are carrying. This means in the event of a claim, the settlement is not limited to the standard rate per pound.

Ask us about your options!

Additional Coverages to Consider:
  • Commercial Auto
  • Commercial Property
  • Commercial General Liability
  • Get An eQuote

Get an eQuote

For information purposes only. Actual policy wordings and conditions govern.

Vehicle Dealers & Repair Garages

If you operate a garage or auto repair shop, your have unique insurance needs.

Protect yourself and your valued customers for physical damage to a customer’s auto during the course of operations.

Do you hold new and/or used vehicles for sale? If you consider the value of the inventory being held, there is potential for loss as vehicles could be damaged or stolen. This is a risk to your business.

Make sure your garage or auto repair business is fully covered.

Ask us about your options!

Additional Coverages to Consider:
  • Commercial Auto
  • Commercial Property
  • Commercial General Liability
  • Get An eQuote

Get an eQuote

For information purposes only. Actual policy wordings and conditions govern.

Restaurant

Whether it’s a restaurant, bar or pub, your hospitality business shares similar exposures - things like premises security, food and beverage safety, liquor liability and employee disputes. Each risk is unique and we can source tailor-made solutions to meet your needs.

Sudden, accidental equipment breakdown could have a serious impact on your ability to operate. Additional equipment breakdown insurance can help you manage unexpected costly repairs or replacement. It can also cover business income or spoilage losses due to an equipment breakdown.

Make sure you have specific coverage for your customers, employees, the business and yourself.

Ask us about your options!

Additional Coverages to Consider:
  • Commercial Auto
  • Commercial Property
  • Commercial General Liability
  • Get An eQuote

Get an eQuote

For information purposes only. Actual policy wordings and conditions govern.

Errors & Omissions

If you are a professional in private practice or have a company that provides professional services to clients, you are held to high standards of duty and accountability. You or your company may be liable if a client claims financial loss due to an error or omission on your part, or that of an employee.

Errors and omissions insurance, also known as “professional liability” insurance, offers coverage beyond the scope of a general liability policy.

Ask us about your options!

Additional Coverages to Consider:
  • Commercial Auto
  • Commercial Property
  • Commercial General Liability
  • Get An eQuote

Get an eQuote

For information purposes only. Actual policy wordings and conditions govern.

Commercial General Liability

Commercial general liability insurance is designed to help protect your business from injury lawsuits related to your workplace and/or damages caused by your employees while working elsewhere.

Even if you only run a small home-based business, you might want to consider general liability insurance as most home policies will not cover business activities, and a visitor in your home office could be a risk.

General liability insurance is important but it may not cover all your risk exposures.

Ask us about your options!

Additional Coverages to Consider:
  • Errors & Omissions
  • Commercial Auto
  • Commercial Property
  • Get An eQuote

Get an eQuote

For information purposes only. Actual policy wordings and conditions govern.

Specialty

If you have a unique business, or complex project, or exclusive event, you may need specialty insurance.

Specialty insured is designed for more exclusive or difficult risks. The features of specialty insurance coverage vary according to the type of insurance and the insurance carrier.

Ask us about your options!

  • Get An eQuote

Get an eQuote

For information purposes only. Actual policy wordings and conditions govern.

1721 Dewdney Ave. E Regina, SK S4N 4N6
306-347-2235 Fax: 306-347-2370 staff@hkinsurance.ca